Insurance & Fees

Navigating the administrative and financial aspects of your care can be challenging. Our Patient Resources section is designed to provide clear, step-by-step guidance and support.

Insurance & Payment Information

At CNS Behavioral Health, we recognize that each individual’s therapeutic needs are unique, and as such, our services are tailored to meet those specific requirements. Consequently, our fees vary based on the type and scope of the evaluation, therapy or services provided.

We operate primarily on a private pay basis, but many patients with out-of-network benefits can receive partial reimbursement for our services. After each session, we can provide a Superbill, which is a detailed receipt outlining the services rendered, associated costs, and necessary codes. (Note: A mental health diagnosis will be included on the Superbill, as insurance companies require this for reimbursement purposes.) Typically, insurance companies cover a portion of out-of-network services, often between 50-80% after the deductible is met. However, this varies by plan.

We understand that investing in your mental health is a significant decision. If you have any questions about payment options, insurance reimbursement, or the benefits of private pay, please don’t hesitate to contact us. Our team is here to assist you in making the best choice for your therapeutic journey.

Payment

Payment Options

Credit/Debit Cards: We accept all major credit and debit cards.
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA): You can utilize your HSA or FSA funds for eligible services.
Personal Checks: Accepted upon prior arrangement.

Payment is due at the time of service unless other arrangements have been made in advance.

Good Faith Estimate

At CNS Behavioral Health, we are committed to transparency regarding the cost of our services. In compliance with the No Surprises Act, effective January 1, 2022, we provide a Good Faith Estimate to all uninsured and self-pay patients. This estimate outlines the expected charges for your scheduled services, ensuring you have clear information about your financial obligations.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

Benefits of Paying Out-of-Pocket

Opting for private pay offers several advantages.

Enhanced Privacy and Confidentiality

Insurance companies require a formal diagnosis for reimbursement, which becomes part of your permanent medical record. Private pay allows you to maintain greater control over your personal health information.

Greater Flexibility in Treatment

Without insurance constraints, we can tailor the frequency, duration, and type of therapy to best meet your individual needs, ensuring a more personalized approach.

Unrestricted Therapist Choice

You’re not limited to a network, allowing you to select a therapist who best aligns with your preferences and therapeutic goals.

Avoiding Insurance Limitations

Some insurance plans limit the number of covered sessions. Private pay eliminates this restriction, supporting therapy continuity based on clinical need rather than policy constraints.

Opting for out-of-network payment for evaluations offers several advantages over standard insurance coverage. Insurance companies often impose limitations on the amount of testing, duration, and overall process, which can restrict comprehensive assessments. By choosing out-of-network services, individuals can access more thorough and personalized evaluations, allowing for an in-depth exploration of areas of concern without the constraints typically associated with insurance policies. This approach ensures that the assessment process is tailored to the individual’s specific needs, leading to more accurate diagnoses and effective treatment plans.